Bad Credit? No Credit? You're Approved Today.

Father and son logo
BBB
Google Review

Over 1000 Google Reviews

Get Approved
Father and son logo
BBB
Google Review

Over 1000 Google Reviews

Get Approved

Low Down Payment Cars in Dearborn, MI

Looking for a low down payment car in Dearborn, MI, even with bad credit or past credit challenges?

Father & Son Auto Sales specializes in helping drivers with bad credit, low credit, no credit, previous repossessions, bankruptcies, and other credit challenges get into reliable used vehicles.

Because we work with multiple lenders and specialize in subprime auto financing, we’re able to approve a high percentage of customers who may have been turned down elsewhere.

Don’t assume your credit will stop you from getting approved. Apply today and let our finance team explore your options.

Get Pre-Approved Today
Shop Low Down Payment Cars

High-Approval Auto Financing in Dearborn

Getting approved for a vehicle can be difficult when traditional banks say no.

That’s where Father & Son Auto Sales can help.

Our finance team works with lenders that understand different financial situations and specialize in helping customers with less-than-perfect credit.

You may still have financing options if you have:

  • Bad credit
  • Low credit scores
  • No established credit
  • Previous bankruptcy
  • Previous repossession
  • Late or missed payments
  • Limited credit history
  • Past financial difficulties

Many customers are surprised to learn they can still qualify for auto financing.

Instead of focusing only on your credit score, our lending partners may consider your overall financial situation, including income, employment, down payment, vehicle selection, and ability to make the monthly payment.

Father and son logo

Low Down Payment Options

You may not need thousands of dollars upfront to purchase your next vehicle.

Father & Son Auto Sales works to match customers with financing options that fit both their available down payment and monthly budget.

The amount required will vary depending on your application, but our goal is simple:

Help you get approved with the lowest reasonable upfront cost available for your situation.

Factors that may affect your down payment include:

  • Income and employment
  • Credit history
  • Vehicle price
  • Amount financed
  • Lender requirements
  • Trade-in value
  • Loan structure

Even if you only have a limited amount available for a down payment, it may still be worth applying.

Bad Credit Doesn't Mean No Car

Having bad credit does not automatically mean you cannot finance a vehicle.

Father & Son Auto Sales regularly works with customers who have experienced credit challenges and helps connect them with lenders that specialize in subprime auto financing.

If another dealership or bank has already turned you down, you may still have options with us.

Our team will review your application, lender options, available down payment, and vehicle selection to help find a financing solution that gives you the strongest possible chance of approval.

Apply for Financing

Can I Get Approved With $500 or $1,000 Down?

Possibly.

Some customers may qualify with a relatively small down payment depending on their income, credit situation, lender, and vehicle selected.

Rather than assuming you need a large amount of cash before applying, complete our financing application first.

Our team can help determine:

  • What down payment may be required
  • Which vehicles fit your approval
  • What monthly payment range may be available
  • Which lenders may be the best fit for your situation

You may have more approval options than you think.

Shop Vehicles That Fit Your Approval

Choosing the right vehicle can make a major difference when applying for financing.

Our team can help match you with vehicles that fit your:

  • Approval amount
  • Down payment
  • Monthly budget
  • Income
  • Financing qualifications

Low Down Payment Cars Available Now

Low Down Payment Cars in Dearborn, MI
$11 997
2018 Ford Explorer
  • 138,122
  • Gasoline
  • Shadow Black
Low Down Payment Cars in Dearborn, MI
$16 997
2019 INFINITI QX80
  • 149,539
  • Gasoline
  • Black Obsidian
Low Down Payment Cars in Dearborn, MI
$12 997
2018 Subaru Outback
  • 108,559
  • Gasoline
  • Magnetite Gray Metallic
Low Down Payment Cars in Dearborn, MI
$8 797
2014 Subaru XV Crosstrek
  • 134,806
  • Gasoline
  • Satin White Pearl
Low Down Payment Cars in Dearborn, MI
$2 997
2009 Subaru Forester
  • 175,051
  • Gasoline
  • Sage Green Metallic
Low Down Payment Cars in Dearborn, MI
$16 997
2007 Toyota FJ Cruiser
  • 128,185
  • Gasoline
  • Black Diamond
Low Down Payment Cars in Dearborn, MI
$17 997
2020 Ram ProMaster
  • 103,822
  • Gasoline
  • Patriot Blue Pearl Coat
Low Down Payment Cars in Dearborn, MI
$28 995
2019 Ram 1500
  • 96,935
  • Gasoline
  • Granite Crystal Metallic Clear Coat
Low Down Payment Cars in Dearborn, MI
$10 997
2018 Nissan Murano
  • 105,475
  • Gasoline
  • Arctic Blue Metallic
Low Down Payment Cars in Dearborn, MI
$14 997
2016 Nissan Titan XD
  • 99,624
  • diesel
  • Brilliant Silver
Low Down Payment Cars in Dearborn, MI
$7 997
2015 MINI Hardtop 4 Door
  • 111,348
  • Gasoline
  • Deep Blue Metallic
Low Down Payment Cars in Dearborn, MI
$13 997
2018 Lincoln MKX
  • 108,253
  • Gasoline
  • Ruby Red Tinted Clearcoat
Low Down Payment Cars in Dearborn, MI
$69 995
2023 Land Rover Range Rover Sport
  • 18,277
  • Gas/Electric Mild Hybrid
  • Santorini Black Metallic
Low Down Payment Cars in Dearborn, MI
$30 997
2021 Land Rover Range Rover Sport
  • 60,538
  • Gas/Electric Mild Hybrid
  • Carpathian Grey Metallic
Low Down Payment Cars in Dearborn, MI
$6 995
2016 Kia Soul EV
  • 34,515
  • Electric
  • Shadow Black
Low Down Payment Cars in Dearborn, MI
$7 997
2016 Jeep Patriot
  • 102,520
  • Gasoline
  • Bright White Clear Coat
Low Down Payment Cars in Dearborn, MI
$6 997
2015 Jeep Patriot
  • 95,713
  • Gasoline
  • Deep Cherry Red Crystal Pearl Coat
Low Down Payment Cars in Dearborn, MI
$18 997
2023 Jeep Grand Cherokee
  • 124,684
  • Gasoline
  • Diamond Black Crystal Pearl Coat
Low Down Payment Cars in Dearborn, MI
$14 997
2019 Jeep Compass
  • 84,436
  • Gasoline
  • Jazz Blue Pearl Coat
Low Down Payment Cars in Dearborn, MI
$16 497
2019 Jeep Grand Cherokee
  • 112,256
  • Gasoline
  • Granite Crystal Metallic Clear Coat
Low Down Payment Cars in Dearborn, MI
$10 995
2016 Honda Accord
  • 140,422
  • Gasoline
  • Burgundy
Low Down Payment Cars in Dearborn, MI
$14 997
2020 GMC Acadia
  • 120,887
  • Gasoline
  • Summit White
Low Down Payment Cars in Dearborn, MI
$17 997
2020 GMC Acadia
  • 101,348
  • Gasoline
  • Carbon Black Metallic
Low Down Payment Cars in Dearborn, MI
$9 497
2018 Ford Escape
  • 126,836
  • Gasoline
  • Ruby Red Metallic Tinted Clearcoat
Low Down Payment Cars in Dearborn, MI
$9 997
2017 Ford Escape
  • 102,750
  • Gasoline
  • Ingot Silver
Low Down Payment Cars in Dearborn, MI
$9 497
2020 Ford EcoSport
  • 109,489
  • Gasoline
  • Smoke
Low Down Payment Cars in Dearborn, MI
$9 997
2018 Ford Escape
  • 107,594
  • Gasoline
  • Shadow Black
$6 997
$6 997
2017 Ford Escape
  • 129,031
  • Gasoline
  • Ruby Red Metallic Tinted Clearcoat
Low Down Payment Cars in Dearborn, MI
$4 995
2016 Dodge Journey
  • 163,147
  • Gasoline
  • Pitch Black Clear Coat
$15 497
2017 Dodge Durango
  • 146,255
  • Gasoline
  • Diamond Black Crystal Pearl Coat
Low Down Payment Cars in Dearborn, MI
$11 997
2018 Chrysler Pacifica
  • 105,219
  • Gasoline
  • Jazz Blue Pearl Coat
Low Down Payment Cars in Dearborn, MI
$13 997
2018 Chevrolet Malibu
  • 92,651
  • Gasoline
  • Summit White
Low Down Payment Cars in Dearborn, MI
$13 997
2020 Chevrolet Malibu
  • 92,166
  • Gasoline
  • Cajun Red Tintcoat
Low Down Payment Cars in Dearborn, MI
$8 997
2017 Chevrolet Equinox
  • 91,545
  • Gasoline
  • silver-ice-metallic
Low Down Payment Cars in Dearborn, MI
$10 997
2019 Chevrolet Trax
  • 76,249
  • Gasoline
  • silver-ice-metallic
Low Down Payment Cars in Dearborn, MI
$7 497
2015 Chevrolet Cruze
  • 107,143
  • Gasoline
  • Tungsten Metallic
Low Down Payment Cars in Dearborn, MI
$3 795
2014 Chevrolet Impala Limited
  • 177,000
  • flex-fuel
  • silver-ice-metallic
Low Down Payment Cars in Dearborn, MI
$15 797
2023 Chevrolet Malibu
  • 67,717
  • Gasoline
  • Summit White
Low Down Payment Cars in Dearborn, MI
$11 995
2018 Chevrolet Impala
  • 130,724
  • flex-fuel
  • Black
Low Down Payment Cars in Dearborn, MI
$8 997
2018 Chevrolet Trax
  • 89,434
  • Gasoline
  • silver-ice-metallic
Low Down Payment Cars in Dearborn, MI
$11 997
2019 Cadillac XTS
  • 128,164
  • Gasoline
  • Black Raven
Low Down Payment Cars in Dearborn, MI
$16 997
2016 Cadillac XTS
  • 63,275
  • Gasoline
  • Dark Emerald Metallic
Low Down Payment Cars in Dearborn, MI
$8 995
2014 Buick Verano
  • 36,795
  • flex-fuel
  • Crystal Red Tintcoat
Low Down Payment Cars in Dearborn, MI
$9 997
2014 Buick Encore
  • 67,670
  • Gasoline
  • White Pearl Tricoat
Low Down Payment Cars in Dearborn, MI
$19 997
2018 BMW X5
  • 61,625
  • Gasoline
  • Black Sapphire Metallic
Low Down Payment Cars in Dearborn, MI
$4 995
2011 BMW 3 Series
  • 149,314
  • Gasoline
  • Black Sapphire Metallic
Low Down Payment Cars in Dearborn, MI
$64 995
2024 Toyota Sequoia
  • 13,609
  • Gas/Electric Hybrid
  • Wind Chill Pearl
Low Down Payment Cars in Dearborn, MI
$14 997
2018 Audi A4
  • 78,772
  • Gasoline
  • Manhattan Gray Metallic
Low Down Payment Cars in Dearborn, MI
$14 997
2019 Jeep Grand Cherokee
  • 129,925
  • Gasoline
  • Bright White Clear Coat
Low Down Payment Cars in Dearborn, MI
$9 997
2018 Chrysler Pacifica
  • 130,958
  • Gasoline
  • Jazz Blue Pearl Coat
Low Down Payment Cars in Dearborn, MI
$34 995
2004 Cadillac XLR
  • 31,838
  • Gasoline
  • Crimson Pearl
Low Down Payment Cars in Dearborn, MI
$6 497
2018 Ford Taurus
  • 147,725
  • Gasoline
  • Magnetic
Low Down Payment Cars in Dearborn, MI
$8 997
2017 Hyundai TUCSON
  • 96,165
  • Gasoline
  • Ruby Wine
Low Down Payment Cars in Dearborn, MI
$5 497
2013 Kia Sorento
  • 167,090
  • Gasoline
  • Gray
Low Down Payment Cars in Dearborn, MI
$5 997
2015 Chevrolet Traverse
  • 161,540
  • Gasoline
  • Black Granite Metallic
Low Down Payment Cars in Dearborn, MI
$7 497
2016 Jeep Renegade
  • 119,639
  • Gasoline
  • Carbon Black Metallic
Low Down Payment Cars in Dearborn, MI
$4 997
2008 Cadillac CTS
  • 121,329
  • Gasoline
  • Red
Low Down Payment Cars in Dearborn, MI
$22 999
2022 Ram ProMaster
  • 44,344
  • Gasoline
  • Black Clear Coat
Low Down Payment Cars in Dearborn, MI
$33 999
2022 Ram ProMaster
  • 4,932
  • Gasoline
  • Bright White Clear Coat
Low Down Payment Cars in Dearborn, MI
$6 497
2011 GMC Acadia
  • 120,487
  • Gasoline
  • Summit White
Low Down Payment Cars in Dearborn, MI
$10 997
2015 Honda Accord
  • 114,790
  • Gasoline
  • White Orchid Pearl
Low Down Payment Cars in Dearborn, MI
$29 997
2021 Ford Expedition
  • 88,161
  • Gasoline
  • Kodiak Brown
Low Down Payment Cars in Dearborn, MI
$34 997
2021 Chevrolet Tahoe
  • 79,485
  • Gasoline
  • Satin Steel Metallic
Low Down Payment Cars in Dearborn, MI
$12 997
2018 Lincoln MKX
  • 116,149
  • Gasoline
  • Ruby Red Tinted Clearcoat
Low Down Payment Cars in Dearborn, MI
$9 997
2018 Chevrolet Equinox
  • 115,253
  • Gasoline
  • Sandy Ridge Metallic
Low Down Payment Cars in Dearborn, MI
$15 497
2019 Cadillac XT5
  • 93,840
  • Gasoline
  • Stellar Black Metallic
Low Down Payment Cars in Dearborn, MI
$12 997
2016 Subaru Crosstrek
  • 93,455
  • Gasoline
  • Crystal Black Silica
Low Down Payment Cars in Dearborn, MI
$15 999
1997 Lincoln Town Car
  • 28,559
  • Gasoline
  • Willow Frost Pearl Metallic
Low Down Payment Cars in Dearborn, MI
$9 997
2018 Dodge Journey
  • 81,285
  • Gasoline
  • Billet Clear Coat
Low Down Payment Cars in Dearborn, MI
$19 997
2021 Chrysler 300
  • 76,485
  • Gasoline
  • Granite Crystal Metallic Clear Coat
Low Down Payment Cars in Dearborn, MI
$14 497
2019 Chevrolet Blazer
  • 123,677
  • Gasoline
  • Graphite Metallic
Low Down Payment Cars in Dearborn, MI
$17 997
2020 Dodge Durango
  • 102,932
  • Gasoline
  • Billet Clear Coat
Low Down Payment Cars in Dearborn, MI
$17 897
2020 Hyundai PALISADE
  • 107,525
  • Gasoline
  • Lagoon Silver
Low Down Payment Cars in Dearborn, MI
$24 999
2025 Ford Mustang Mach-E
  • 5,503
  • Electric
  • Velocity Blue
Low Down Payment Cars in Dearborn, MI
Email for Price
2018 Dodge Charger
  • 81,285
  • Gasoline
  • Pitch Black Clear Coat
Low Down Payment Cars in Dearborn, MI
$15 997
2020 Chevrolet Equinox
  • 58,749
  • Gasoline
  • Pacific Blue Metallic
Low Down Payment Cars in Dearborn, MI
$24 995
2025 Ford Mustang Mach-E
  • 1,330
  • Electric
  • eruption-green
Low Down Payment Cars in Dearborn, MI
$16 997
2016 Honda Pilot
  • 103,755
  • Gasoline
  • white-diamond-pearl
Low Down Payment Cars in Dearborn, MI
$11 497
2020 Chevrolet Trax
  • 67,006
  • Gasoline
  • Black
Low Down Payment Cars in Dearborn, MI
$13 997
2016 Dodge Challenger
  • 127,030
  • Gasoline
  • ivory-white-tri-coat-pearl
Low Down Payment Cars in Dearborn, MI
$19 997
2019 INFINITI QX80
  • 113,260
  • Gasoline
  • moonstone-white
Low Down Payment Cars in Dearborn, MI
$9 497
2016 Volkswagen Golf SportWagen
  • 123,314
  • Gasoline
  • Pure White
Low Down Payment Cars in Dearborn, MI
$6 997
2014 Chevrolet Equinox
  • 121,445
  • Gasoline
  • silver-ice-metallic
Low Down Payment Cars in Dearborn, MI
$8 997
2016 Jeep Wrangler Unlimited
  • 174,226
  • Gasoline
  • tank-clear-coat
Low Down Payment Cars in Dearborn, MI
$13 997
2018 Ford Explorer
  • 106,816
  • Gasoline
  • Magnetic
Low Down Payment Cars in Dearborn, MI
$14 997
2017 Ford Explorer
  • 103,092
  • Gasoline
  • Ingot Silver
Low Down Payment Cars in Dearborn, MI
$17 997
2019 Jeep Grand Cherokee
  • 121,002
  • Gasoline
  • Granite Crystal Metallic Clear Coat
Low Down Payment Cars in Dearborn, MI
$11 997
2017 Jeep Cherokee
  • 71,231
  • Gasoline
  • Granite Crystal Metallic Clear Coat
Low Down Payment Cars in Dearborn, MI
$13 497
$13 497
2015 Dodge Charger
  • 106,809
  • Gasoline
  • Red
Low Down Payment Cars in Dearborn, MI
$10 497
2019 Subaru Crosstrek
  • 146,225
  • Gasoline
  • Dark Gray Metallic
Low Down Payment Cars in Dearborn, MI
$2 997
2013 Chrysler 200
  • 175,556
  • flex-fuel
  • Black Clear Coat
Low Down Payment Cars in Dearborn, MI
$32 997
2021 Lincoln Navigator L
  • 102,520
  • Gasoline
  • Blue
Low Down Payment Cars in Dearborn, MI
$24 997
2017 Ford Transit
  • 69,487
  • Gasoline
  • Ingot Silver
Low Down Payment Cars in Dearborn, MI
$19 997
2020 Kia Telluride
  • 75,671
  • Gasoline
  • snow-white-pearl

Don’t see the vehicle you want?

Speak with our finance team and we’ll help you identify vehicles that may work best with your approval.

View Inventory
Get Pre-Approved

Trade-In Your Current Vehicle

Already have a vehicle?

Your trade-in may help reduce the amount of cash you need to put down.

If your vehicle has available equity, that value may be applied toward your next purchase and could help strengthen the overall financing structure.

Value Your Trade

Why Drivers With Credit Challenges Choose Father & Son Auto Sales

Father & Son Auto Sales has been helping drivers throughout Dearborn and Metro Detroit find vehicles and financing since 2013.

Customers choose us because we offer:

  • High approval opportunities
  • Bad credit and subprime financing
  • Low down payment options
  • Multiple lending partners
  • Flexible financing solutions
  • Large selection of used vehicles
  • 1,000+ Google reviews
  • A+ BBB rating
  • Experienced finance specialists
  • Convenient Dearborn location

Our goal isn’t simply to sell you a vehicle.

It’s to find a realistic path to approval that works with your financial situation.

What Do I Need to Get Approved?

Every application is different, but having the following information available may help speed up the process:

  • Valid driver’s license or ID
  • Proof of income
  • Employment information
  • Proof of residence
  • Trade-in information, if applicable
  • Insurance information when required

Even if your credit history isn’t perfect, steady income and the right vehicle can help create additional financing possibilities.

Low Down Payment Cars Near Detroit

Father & Son Auto Sales is located at 10700 Ford Road in Dearborn, MI and helps customers throughout Metro Detroit, including:

Dearborn • Detroit • Dearborn Heights • Allen Park • Taylor • Inkster • Melvindale • Lincoln Park • Redford and surrounding communities

If you’ve been searching for:

low down payment cars near me
bad credit car dealerships near me
cars for bad credit in Dearborn
high approval car financing
subprime auto financing near Detroit

our team is ready to help.

FAQ

Frequently Asked Questions

Can I get approved for a car with bad credit?

Yes, bad credit does not automatically prevent you from qualifying for auto financing. Father & Son Auto Sales works with lenders that specialize in customers with credit challenges, giving applicants more opportunities to find an approval.
There is no single credit score required for every customer. Lenders may consider income, employment, down payment, vehicle selection, credit history, and other factors when reviewing an application.

Possibly. Different dealerships work with different lenders. Because Father & Son Auto Sales works with multiple financing sources, customers who were previously declined may still have financing options available.

Potentially. Required down payments vary by lender and applicant. Our finance team will work to find an option that fits the amount you have available whenever possible.

Previous bankruptcy or repossession does not necessarily prevent you from financing another vehicle. Approval will depend on your current financial situation and lender requirements.

Our team can explain the financing process and what type of credit inquiry may be required before your application is submitted to lenders.
Your Credit Doesn't Have to Stop You

If you’ve been putting off buying a vehicle because you’re worried about your credit, apply before assuming you won’t qualify.

Father & Son Auto Sales specializes in helping customers with bad credit and challenging financial situations explore their financing options.

You may be closer to an approval than you think.

Get Pre-Approved Today
Shop Vehicles
Call (313) 846-4633
Financing is subject to lender approval and applicable credit, income, vehicle, and down-payment requirements. Approval and financing terms vary by applicant.
Compare